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Chapter 3. Hold On to Your Positive Atti... > Avoid Financial Problems through Pla...

Avoid Financial Problems through Planning and Discipline

On-campus surveys indicate that students frequently fail academically and drop out because of financial problems. It also appears that career employees troubled with financial worries often turn negative and lose the promotions that would provide the extra money that could help them pay off their bills. Unfortunately, few of these individuals realize that their positive attitudes are being sacrificed along with their credit ratings. Instead of seeking and accepting family or professional financial counseling, they permit their insolvency to lead them into attitudinal bankruptcy. When attitudinal bankruptcy happens, they pay a double penalty.


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