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Start-Up Costs

  Money needed for owner or manager $_____ Until opening
Living Expenses:
  Moving expenses $_____ Once
  Salary for owner or manager $_____ 1–3 months
  Land (buy or lease) $_____ 1–3 months
  Building ______ Once
Building Expenses:
  Equipment ______ Once
  Fixtures ______ Once
  Decorating and remodeling ______ Once
  Salaries and wages ______ 1–3 months
  Inventory ______ 1–3 months
  Advertising ______ 3 months
  Telephone ______ 1–3 months
Business Expenses:
  Utilities ______ 1–3 months
  Insurance ______ As required
  Legal and professional fees ______ 1–3 months
  Vehicles ______ Once
  Supplies ______ 1–3 months
  Starting inventory ______ Once
  Utility deposits ______ Once
  Licenses ______ Once
  Advertising and promotion for opening ______ Once
Cash Reserve (Petty Cash; Credit Accounts) ______ 1–3 months
Total Cash Required to Start a Business $_____ 
Source: R.T.Justis, Managing Your Small Business, ©1981, p. 93. Reprinted by permission of Prentice-Hall, Inc., Englewood Cliffs, N.J.



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