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Summary

You need to know that each of these plans has its own distinguishing features. I personally believe our legislators have made retirement plans far too difficult to compare and understand. It shouldn't be this difficult for average Americans to understand their qualified plan options. Because your qualified plan assets are a significant part of your retirement income, you must take great care to ensure that you maximize the benefits that these plans offer in a way that is in keeping with your overall financial plan. Remember, this category is responsible for generating roughly one-third of your postretirement income.


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