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Summary

All chapters of this book are important for you to understand, but this is the most critical. This is the foundation that teaches us to break these big goals down into smaller goals, to get our arms around them, and to keep us from procrastinating. It also underscores the need for us to plan, plan, and plan. Waiting is the worst thing you can do if you have any doubts about your ability to meet your retirement goals.

I also want to put another point into perspective as we close this chapter. As a writer and someone who has lived in the financial services industry for 25 years, I sometimes struggle with finding a balance between providing too much information and not providing enough. This chapter exemplifies that struggle. If given the luxury of limitless pages to write and without concern for losing your attention, I could write a book on this chapter's content alone. But the practical reality is that I have limited time and space to accomplish my mission, which is getting you started on the road to defining and reaching your retirement goals.


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