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Summary

This is one of the most important chapters in the book and also one of the most complex. It is imperative that you understand the importance of establishing the proper postretirement income stream. For most Baby Boomers who retire at age 65 with a spouse of similar age, the likelihood is that you will have to provide for 20–30 years of postretirement income. Although now is the time to save for these goals, it is also critical that we understand what we will need when we are ready to retire. You don't want to be on the mountain, running out of oxygen and stuck at 28,000 feet.


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