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Appendices > Compound Interest Table

Appendix C. Compound Interest Table

Use this table if you don't have access to a calculator to determine the value of a sum of money over a specific period of time. Let's say you want to see what $10,000 will be worth in twenty years assuming a six percent growth rate. All you need to do is multiply the factor for twenty years and six percent by $10,000. In this case, the factor is 3.20714, so $10,000 will be worth $32,071 in twenty years.

Table C-1. Compound Interest Table
Number of YearsAnnual Percentage
1%2%3%4%5%6%7%8%9%10%11%12%
11.010001.020001.030001.040001.050001.060001.070001.080001.090001.100001.110001.12000
21.020101.040401.060901.081601.102501.123601.144901.166401.188101.210001.232101.25440
31.030301.061211.092731.124861.157631.191021.225041.259711.295031.331001.367631.40493
41.040601.082431.125511.169861.215511.262481.310801.360491.411581.464101.518071.57352
51.051011.104081.159271.216651.276281.338231.402551.469331.538621.610511.685061.76234
61.061521.126161.194051.265321.340101.418521.500731.586871.677101.771561.870411.97382
71.072141.148691.229871.315931.407101.503631.605781.713821.828041.948722.076162.21068
81.082861.171661.266771.368571.477461.593851.718191.850931.992562.143592.304542.47596
91.093691.195091.304771.423311.551331.689481.838461.999002.171892.357952.558042.77308
101.104621.218991.343921.480241.628891.790851.967152.158922.367362.593742.839423.10585
111.115671.243371.384231.539451.710341.898302.104852.331642.580432.853123.151763.47855
121.126831.268241.425761.601031.795862.012202.252192.518172.812663.138433.498453.89598
131.138091.293611.468531.665071.885652.132932.409852.719623.065803.452273.883284.36349
141.149471.319481.512591.731681.979932.260902.578532.937193.341733.797504.310444.88711
151.160971.345871.557971.800942.078932.396562.759033.172173.642484.177254.784595.47357
161.172581.372791.604711.872982.182872.540352.952163.425943.970314.594975.310896.13039
171.184301.400241.652851.947902.292022.692773.158823.700024.327635.054475.895096.86604
181.196151.428251.702432.025822.406622.854343.379933.996024.717125.559926.543557.68997
191.208111.456811.753512.106852.526953.025603.616534.315705.141666.115917.263348.61276
201.220191.485951.806112.191122.653303.207143.869684.660965.604416.727508.062319.64629
211.232391.515671.860292.278772.785963.399564.140565.033836.108817.400258.9491710.80385
221.244721.545981.916102.369922.925263.603544.430405.436546.658608.140279.9335712.10031
231.257161.576901.973592.464723.071523.819754.740535.871467.257878.9543011.0262713.55235
241.269731.608442.032792.563303.225104.048935.072376.341187.911089.8497312.2391615.17863
251.282431.640612.093782.665843.386354.291875.427436.848488.6230810.8347113.5854617.00006
261.295261.673422.156592.772473.555674.549385.807357.396359.3991611.9181815.0798619.04007
271.308211.706892.221292.883373.733464.822356.213877.9880610.2450813.1099916.7386521.32488
281.321291.741022.287932.998703.920135.111696.648848.6271111.1671414.4209918.5799023.88387
291.334501.775842.356573.118654.116145.418397.114269.3172712.1721815.8630920.6236926.74993
301.347851.811362.427263.243404.321945.743497.6122610.0626613.2676817.4494022.8923029.95992
311.361331.847592.500083.373134.538046.088108.1451110.8676714.4617719.1943425.4104533.55511
321.374941.884542.575083.508064.764946.453398.7152711.7370815.7633321.1137828.2056037.58173
331.388691.922232.652343.648385.003196.840599.3253412.6760517.1820323.2251531.3082142.09153
341.402581.960682.731913.794325.253357.251039.9781113.6901318.7284125.5476734.7521247.14252
351.416601.999892.813863.946095.516027.6860910.6765814.7853420.4139728.1024438.5748552.79962
361.430772.039892.898284.103935.791828.1472511.4239415.9681722.2512330.9126842.8180859.13557
371.445082.080692.985234.268096.081418.6360912.2236217.2456324.2538434.0039547.5280766.23184
381.459532.122303.074784.438816.385489.1542513.0792718.6252826.4366837.4043452.7561674.17966
391.474122.164743.167034.616376.704759.7035113.9948220.1153028.8159841.1447858.5593483.08122
401.488862.208043.262044.801027.0399910.2857214.9744621.7245231.4094245.2592665.0008793.05097
411.503752.252203.359904.993067.3919910.9028616.0226723.4624834.2362749.7851872.15096104.21709
421.518792.297243.460705.192787.7615911.5570317.1442625.3394837.3175354.7637080.08757116.72314
431.533982.343193.564525.400508.1496712.2504518.3443527.3666440.6761160.2400788.89720130.72991
441.549322.390053.671455.616528.5571512.9854819.6284629.5559744.3369666.2640898.67589146.41750
451.564812.437853.781605.841188.9850113.7646121.0024531.9204548.3272972.89048109.53024163.98760
461.580462.486613.895046.074829.4342614.5904922.4726234.4740952.6767480.17953121.57857183.66612
471.596262.536344.011906.317829.9059715.4659224.0457137.2320157.4176588.19749134.95221205.70605
481.612232.587074.132256.5705310.4012716.3938725.7289140.2105762.5852497.01723149.79695230.39078
491.628352.638814.256226.8333510.9213317.3775027.5299343.4274268.21791106.71896166.27462258.03767
501.644632.691594.383917.1066811.4674018.4201529.4570346.9016174.35752117.39085184.56483289.00219
511.661082.745424.515427.3909512.0407719.5253631.5190250.6537481.04970129.12994204.86696323.68245
521.677692.800334.650897.6865912.6428120.6968933.7253554.7060488.34417142.04293227.40232362.52435
531.694472.856334.790417.9940513.2749521.9387036.0861259.0825296.29514156.24723252.41658406.02727
541.711412.913464.934128.3138113.9387023.2550238.6121563.80913104.96171171.87195280.18240454.75054
551.728522.971735.082158.6463714.6356324.6503241.3150068.91386114.40826189.05914311.00247509.32061
561.745813.031175.234618.9922215.3674126.1293444.2070574.42696124.70501207.96506345.21274570.43908
571.763273.091795.391659.3519116.1357827.6971047.3015580.38112135.92846228.76156383.18614638.89177
581.780903.153625.553409.7259916.9425729.3589350.6126586.81161148.16202251.63772425.33661715.55878
591.798713.216705.7200010.1150317.7897031.1204654.1555493.75654161.49660276.80149472.12364801.42583
601.816703.281035.8916010.5196318.6791932.9876957.94643101.25706176.03129304.48164524.05724897.59693
611.834863.346656.0683510.9404119.6131534.9669562.00268109.35763191.87411334.92980581.703541005.30857
621.853213.413586.2504011.3780320.5938037.0649766.34286118.10624209.14278368.42278645.690931125.94559
631.871743.481866.4379111.8331521.6234939.2888770.98686127.55474227.96563405.26506716.716931261.05906
641.890463.551496.6310512.3064822.7046741.6462075.95595137.75912248.48253445.79157795.555791412.38615
651.909373.622526.8299812.7987423.8399044.1449781.27286148.77985270.84596490.37073883.066931581.87249



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