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Library of Congress Number: 2004118239

Vice President and Editor-in-Chief: Tim Moore
Executive Editor: Jim Boyd
Editorial Assistant: Kate E. Stephenson
Marketing Manager: Martin Litkowski
International Marketing Manager: Tim Galligan
Cover Designer: Alan Clements
Managing Editor: Gina Kanouse
Project Editor: Christy Hackerd
Copy Editor: Carole Lalliere
Compositor: Laurel Road Publishing Services
Manufacturing Buyer: Dan Uhrig

© 2005 by Pearson Education, Inc.
Publishing as Financial Times-Prentice Hall
Upper Saddle River, New Jersey 07458

Financial Times-Prentice Hall offers excellent discounts on this book when ordered in quantity for bulk purchases or special sales. For more information, please contact U.S. Corporate and Government Sales, 1-800-382-3419, corpsales@pearsontechgroup.com. For sales outside the U.S., please contact International Sales at international@pearsoned.com.

Company and product names mentioned herein are the trademarks or registered trademarks of their respective owners.

All rights reserved. No part of this book may be reproduced, in any form or by any means, without permission in writing from the publisher.

Printed in the United States of America

First Printing, April 2005

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