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Chapter 3. Understanding Mutual Funds: T... > Information on Mutual Funds - Pg. 22

Understanding Mutual Funds: The Nitty-gritty Details 22 · Top 10 Holdings:As of September 30, 2001, the top 10 holdings of the fund included large, well-known stocks such as Exxon, GE, Bristol-Myers Squibb, Citigroup, Fannie Mae, and Bell South. Most mutual funds holding stocks periodically disclose their top 10 holdings, and often the per- centage of assets in various sectors. However, by the time shareholders and potential purchas- ers see this information, it may be several months old and the portfolio may have changed. · StyleMap:Large, Value If we were to look at the nine-cell matrix showing investment styles, we would find the intersection at these two points--large capitalization stocks and value stocks. · Morningstar Ratings :(as of November 30, 2001): Overall, four stars; 10 years, four stars; five years, four stars; three years, three stars. Morningstar provides a rating for most mutual funds reflecting their return and risk parameters for various historical periods. Obviously, these ratings change over time. · Minimum Initial Investment:$2,500 · Minimum Additional Investment:$250 These investment amounts are typical for many funds, give or take a little. · Check Writing:No Money market funds typically have check-writing privileges, as do many bond funds. · Direct Deposit:Yes · Expense Ratio as of July 31, 2001:0.69 percent · Turnover Rate as of July 31, 2001:20 percent · Distribution Schedule:Dividends: March, June, September, December; Capital Gains: March, December.