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Chapter 2. Your Debt Management Plan > Assess Your Financial Situation

Assess Your Financial Situation

Every financial plan needs to start with goals: what you really want and are trying to achieve. You may have very specific notions: a trip to Europe in two years, college education for your kids in 10, retirement in 25. Or you may be looking for a state of mind, such as feeling in control, content, and not anxious about money.

The real work of financial planning comes when you try to figure out which goals are most important, how to prioritize them, and how to save for them while paying the expenses of your day-to-day life.


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