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Chapter 2. Your Debt Management Plan

Chapter 2. Your Debt Management Plan

The last chapter showed you how most advice on debt is too simplistic. People are often encouraged to pay off the wrong debts, in the wrong order, and at the expense of other, more-important financial goals.

That advice can lead people to do some pretty financially disastrous things, like prepaying mortgages instead of contributing to their 401(k)s or stranding themselves without enough financial flexibility to survive a job loss or other setback.


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