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Chapter 6. Student Loans > So What's the Good News?

So What's the Good News?

The good news is that student loan debt is usually flexible, relatively cheap, and available to folks who may not have much, if any, credit history.

Now, your debt might not feel cheap to you—particularly if you consolidated when rates were high and then watched others lock in rates of 4% or less as loans got cheaper. But historically student loans have been among the least expensive unsecured debt you can find. The federal government helps make sure of this by offering student lenders subsidies to make these loans available.


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