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Chapter 4. Mortgages

Chapter 4. Mortgages

Owning a home can be a good way to build wealth over time. Homeowners typically benefit from rising real estate prices, and many (although far from all) get tax breaks to help subsidize the cost.

But homeownership isn't right for everyone in all circumstances, and finding the right mortgage can be an incredibly tricky affair. You can easily find yourself paying too much for both your house and your loan. In the worst-case scenario, you could be setting yourself up for foreclosure and financial ruin.


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