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Chapter 8. 401(k) and Other Retirement P... > The Hidden Cost of Withdrawals

The Hidden Cost of Withdrawals

Jim had major credit card bills—and a big IRA balance “that's just sitting there. Wouldn't it make sense to pull that money out and use it to get debt-free?”

John lost his job, and his company mailed him a check for his 401(k) balance. “I know this money is for retirement,” he said, “but I need it now.”


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