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Chapter 8. 401(k) and Other Retirement P... > The Real Cost of Retirement Plan Loa...

The Real Cost of Retirement Plan Loans

Still, lots of people are attracted to retirement plan loans because of the low rate and the fact that you're paying this interest to your own account. The latter feature is what leads many people to proclaim that 401(k) loans allow you to “pay yourself back.”

But are you really? Well, yes and no.


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