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Chapter 8. Emergency! Fixing Your Credit... > Boosting Your Score in 30–60 Days

Boosting Your Score in 30–60 Days

Rebuilding your credit can be an agonizingly slow process, but there are a few shortcuts you can take that may increase your score in as little as a month or two. Among them:

Pay Off Your Credit Cards and Lines of Credit

One of the fastest ways to boost a score is to lower your debt utilization ratio—the difference between the amount of revolving credit that's available to you and the amount that you're using.


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