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Chapter 4. Credit Scoring Myths > Myth 3: You Can Hurt Your Score By Checking Y...

Myth 3: You Can Hurt Your Score By Checking Your Own Credit Report

Hans, a doctor, emailed me in a panic after talking with his lender.

“I heard from our mortgage officer at our state employees' credit union that if you access your credit report too often—even just to clean it up—that it looks unfavorable to lenders. How can I then run a check safely to clean it up in preparation for our 'dream home' mortgage?”


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