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Chapter 4. Credit Scoring Myths > Myth 10: Bankruptcy Hurts Your Score So Much ...

Myth 10: Bankruptcy Hurts Your Score So Much That It's Impossible to Get Credit

Bankruptcy does deal a devastating blow to your score, but that doesn't mean you can't get credit afterward—or even that you'll have to wait that long.

You can get a mortgage in as little as six months after your bankruptcy is discharged (completed). You might get credit card offers before your case has even closed.


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