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Chapter 5. Coping with a Credit Crisis > Step 2: Evaluating Your Options

Step 2: Evaluating Your Options

This step actually includes a number of other tasks, all of which take a little time, but are essential to making sure you choose the right option.

Task 1: Prioritize Your Bills

If you're being hounded by creditors or are simply stressed by debt, it can be easy for your priorities to get out of whack. You might wind up paying a credit card bill when the rent or mortgage is due just because a collection agency is making your life miserable. You'd be risking eviction or foreclosure over a bill that could be wiped out in bankruptcy court, or at least postponed without major consequences.


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