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Chapter 14. STEVE'S RULES > Identity Theft Protection Rules

Identity Theft Protection Rules

  1. Never give personal information over the phone to anyone whom you have not called, and always be sure of to whom you are speaking.

  2. Only carry the credit cards that you need to use in your wallet.

  3. Never carry your Social Security card in your wallet. Where is that thing anyhow?

  4. If you rent a car, destroy your copy of the rental agreement when you return the car.

  5. Consider using a post office box rather than having mail delivered to your home.

  6. If you don't use a post office box, use a locked mailbox at your home.

  7. Do not bring your checkbook with you on vacation. Use traveler's checks or credit cards.

  8. Keep copies of all your credit cards, front and back, as well as the telephone numbers for customer service.

  9. Remove yourself from marketing lists for pre-approved credit cards. If you receive pre-approved credit card applications that you do not use, shred them.

  10. Sign up for the National Do Not Call List.

  11. Check your credit report at least once a year.

  12. Check your Social Security Statement provided by the Social Security Administration annually.

  13. When you get a new credit card, sign it immediately and call to activate it.

  14. As much as possible, keep your credit card in sight when you make a purchase to prevent it from being “skimmed.”

  15. Try paying your bills online, but if you do mail checks, mail them directly from the post office.

  16. Check your bank statements, telephone bills, credit card statements, and brokerage account statements monthly for unauthorized charges.

  17. Do not download files from people you do not know.

  18. Shred, shred, and shred all unnecessary financial records and pre-approved credit card offers.

  19. Do not store your personal information on a laptop computer.

  20. Use anti-virus software and update it regularly.

  21. Set up a firewall on your computer.

  22. Remove all personal information from your hard drive when you get rid of your computer.

  23. Ask any business that has personal information about you as to their policy for the protection of that information.

  24. Do not use your Social Security number as your driver's license number or on your health insurance card.

  25. Do not store on your computer the passwords to frequently visited websites. Enter them every time you go to the website.

  26. Avoid privately owned ATMs.

  27. Lock your car and don't leave anything in it that you cannot risk losing.



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