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Chapter 11. CREDIT REPORTS > How Do I Obtain My Credit Report?

How Do I Obtain My Credit Report?

Although you can get copies of your credit reports through companies that will do the work for you, the best advice is to go right to the source. You can obtain a copy from each of the three major credit-reporting agencies directly. Under the provisions of the Fair and Accurate Credit Transactions Act of 2003, you are entitled to a free copy of your credit report annually from each of the three major credit-reporting agencies.

You can contact Equifax at 1-800-685-1111 or www.equifax.com.


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