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Chapter 11. CREDIT REPORTS > Who Should Not Have Access to Your Credit Report?

Who Should Not Have Access to Your Credit Report?

Your fiancée's mother. In the 2002 8th U.S. Circuit Court of Appeals case Phillips vs. Grendahl, the court ruled that it was improper for a mother to get the credit report of her prospective son-in-law in order to check him out.

According to the court, “investigating a person because he wants to marry one's daughter” was not a legitimate purpose for obtaining a credit report. This case also highlighted the ease with which people are able to obtain credit reports and how vulnerable we all are to identity theft because of all the personal information contained in credit reports.


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