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Chapter 11. Social Security > Social Security Disability Income

Social Security Disability Income

Social Security Disability Income, or SSDI, is a disability benefit paid to disabled workers until the disabled worker reaches the age of sixty-five, at which time the worker’s benefits are shifted to retirement benefits. Disabilities can be either physical or psychological but must be expected to keep the insured worker out of work for at least a year. The definition of disability for SSDI purposes is a physical or mental impairment that results in inability to do a previous job or “any other substantial gainful activity that exists in the national economy.”

Drug addiction and alcoholism are no longer recognized as disabilities for SSI payments. However, if the disabled person has a disability that was not caused by either drug addiction or alcoholism and that particular disability would still exist even without the use of drugs or alcohol, the disabled person would still be eligible for benefits.


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