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Chapter 10. Long-Term Care

Chapter 10. Long-Term Care

According to the final report of the Commission on Affordable Housing and Health Facility Needs for Seniors in the 21st century, almost 20% of people over the age of sixty-five have “significant long-term care needs.” With an aging population, this number is expected to rise considerably. Also rising is the cost of long-term care. Statistics compiled by the Agency for Healthcare Research and Quality indicate that from 1987 to 1996, the total cost of nursing home care in the United States went up 150% to $70 billion. Those figures also continue to rise. Yet few people plan for the cost of long-term care.


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