“October. This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.”
—Mark Twain
In recent years people have become more aware of just how difficult it can be to invest successfully. Yet the need of older people to make their money work for them has never been greater. Truly, these are the times that try men’s wallets (apologies to Charles Dickens). Knowledge of the vast array of investments available is important. This chapter will help you understand investments better so that you can choose the most appropriate financial strategy for you.