Worksheets times 1b. Inflation-adjustment factor (from the "Inflation-Adjustment Factors" table) equals 2. Inflation-adjusted goal 3. Amount you've already saved to reach goal times 4. Factor from the "Growth Factor to Your Goal" table (number of years until you need money and expected rate of return that investments will earn until then) equals 5. Projected value of amount you've already saved (for this goal only!) 6. Additional sum needed to reach goal (line 2 minus line 5) times 7. Factor to estimate your required annual savings to reach goal (from the "Savings Factor to Your Goal" table) equals 8. Annual savings required to reach your goal divided 9. Current annual income equals 10. Percentage of pay you need to save to reach goal * Note:You can use a 401(k) plan to save for your "other" financial goals. * Review 271 × __________ = \$ \$ × __________ = \$ \$ × __________ = __________ ÷ \$ = __________% [*] __________ __________ __________ __________ __________ this worksheet every year and recalculate (as needed) to allow for changes in your assumptions (goal amount, savings rate, investment return, time to goal, etc.).