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Chapter 23. Social Security and Medicare > Hi-Ho, Hi-Ho, It's Off to Work You G... - Pg. 246

Social Security and Medicare 246 · Your spouse's birth certificate and Social Security number, if he or she is also applying for ben- efits · Your children's birth certificates and Social Security numbers, if you are applying for children's benefits · Proof of U.S. citizenship or lawful alien status if you were not born in the United States (also needed for a child or spouse applying for benefits) · The name of your bank and your account number, so your benefits can be directly deposited into your account We keep hammering at this point, but it's worth repeating again and again. Social Security was never meant to be your sole source of income in retirement. The following table lists the average benefits being paid in 2001. Table 23-3. Average Monthly Benefits for 2001 Average worker Average couple Widowed mother and two children Aged widow(er) alone Disabled worker, spouse, one or more children Disabled worker alone $845 $1,410 $1,696 $811 $1,310 $786 Think about this--Could you afford your lifestyle on the current level of benefits? If not, be sure you're contributing the maximum to your retirement plan.