Share this Page URL
Help

Index > Index - Pg. 301

Index safe harbors tests, 176, 177, 178 IRS publications, 183 job change, 179 hardships, 180 transferring 401(k) to an IRA, 179 transferring 401(k) to new employer's plan, 179 retirement at age fifty-five, 182 rollovers, 185, 186, 189 60-day limit, 189 after-tax contributions, 189 alternatives to rolling over funds, 190 benefits, 186 company stock considerations, 189 destination options, 190, 191 direct rollovers, 186, 189 eligibility, 188 funds that can be rolled over, 188 funds that can not be rolled over, 188 regular rollovers, 186, 187, 188 splitting amount for rollover and cash out, 189 Section 72(t) withdrawals, 182 ten percent penalty, 178, 179 CDs (certificates of deposit), 100 certificates of deposit (see CDs) Certified Financial Planners (see CFPs) CFAs, 233 CFCs, 233 CFPs, 232 (Certified Financial Planners), 229 Charles Schwab, 164 children accessing 401(k) plans, 34 composition (fund), 120 compounding, 42, 43 cons annuities, 164 considerations for the future IRAs and 401(k) plans, 94, 95 contribution limitations, 25 contribution rate, 17 contribution rates rate changes, 76 contributions deducting, 31 remittance employers, 31 corporate bonds, 255 cost financial planners, 228, 229 costs annuities, 161 borrowing from your 401(k) plan, 170, 171, 172 CPAs, 232 CPI (Consumer Price Index), 242 credit cards as alternative to borrowing from 401(k) plan, 173 credit earnings Social Security, 238 credit risk, 105 creditors accessing 401(k) plans, 34 customized financial plan, 228 301