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A CIP record for this book can be obtained from the Library of Congress


Production supervisor: Wil Mara

Cover design director: Jerry Votta

Cover design: Nina Scuderi

Manufacturing buyer: Maura Zaldivar

Executive editor: Jim Boyd

Editorial assistant: Allyson Kloss

Marketing manager: Bryan Gambrel

Composition: Scott Suckling/MetroVoice

©2002 Pearson Education, Inc.

Publishing as Financial Times Prentice Hall

Upper Saddle River, New Jersey 07458

Financial Times Prentice Hall books are widely used by corporations and government agencies for training, marketing, and resale.

For information regarding corporate and government bulk discounts please contact: Corporate and Government Sales (800) 382-3419 or corpsales@pearsontechgroup.com

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All rights reserved. No part of this book may be reproduced, in any form or by any means, without permission in writing from the publisher.

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To those willing to work not only toward improving their own lives,but also toward creating a new world, where justice and good sense are the norm rather than the exception, and where power serves reason rather than reason serving power.

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