To create a new account, start by unlocking the Accounts panel. That is, click the little padlock at lower-left, and fill in your own account name and password.

Now you can click the + button beneath the list of accounts. The little panel shown in Figure 12-3 appears.

Phase 1: Name, Password, and Status

In this starter sheet, you fill in the most critical information about the new account holder.

Figure 12-3. Mac OS X offers a long list of options for each account, as described in the following pages. None of it is difficult. Some of it, in fact, is kind of fun. But it all starts with this no-nonsense panel.

• Name. If it’s just the family, this could be Chris or Robin. If it’s a corporation or school, you probably want to use both first and last names.