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Facing the Problem

Before getting down to details, it is a good idea to look at the problems facing many people today when it comes to their finances. The majority of Americans are financially illiterate. If you fall into this category, don’t blame yourself—after all, personal finance classes are not offered in most high schools or colleges and, even when they are, they are usually a low priority for most students. People are expected to somehow absorb all the intricacies of personal finance on their own, and, in my opinion, that’s asking a lot.

Some people are hesitant to admit they do not know much about personal finance. In our society, competence is valued and you might feel embarrassed to admit you don’t know much about the topic. That’s exactly the wrong attitude! Competence comes from learning, and the first step in learning is admitting you need to learn. Getting this book was a good first step.


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