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How Checking Accounts Work

Wait—doesn’t everyone know how a checking account works? Make deposits, write checks, and hope that you don’t have an overdraft. Yes, that’s certainly true, but there are more details you should know about.

Types of Checking Accounts

The most basic kind of checking account is sometimes called a fee account because you pay fees for the services the bank provides. There is usually a monthly fee as well as a per-check fee, but there are no minimum balance requirements.


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