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Chapter 3. PRIVACY ON THE NET > ONLINE SHOPPING

ONLINE SHOPPING

Give Credit Where Credit is Due...

The Annoyance:

The idea of typing my credit card number onto a web page gives me the willies. I feel like I'm inviting people to rip me off.

The Fix:

It shouldn't. Though e-commerce sites do occasionally get hacked (and shady sites might steal your data, see Table 3-2), using a credit card actually offers you some protection if you get ripped off. Thanks to the Fair Credit Reporting Act, if someone steals your credit card information to make purchases, you're only liable for $50 of the total—even then, many banks and merchants will credit the entire amount when online fraud is involved, provided you catch the mistake in time.


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