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Part I: Today’s Technology > Shopping with Your Mobile Phone: Digital Wallets

Chapter 34. Shopping with Your Mobile Phone: Digital Wallets

If you’ve ever tried buying something by using your mobile phone, the hardest part is any form of data entry other than simply making a selection from a set of menu choices or perhaps keying in a few numbers. Any kind of text entry with alphabetical characters is typically tedious because of the 10-digit numeric keypad, which is the only input means on many phones unless you purchase an attachable keyboard. For this reason, many people avoid trying to make purchases using their phones and wait until they are online with a desktop computer or laptop. For time-sensitive purchases such as tickets, or for purchases of services that are delivered directly to the phone, however, there needs to be an efficient way to conduct an electronic commerce transaction over the phone.

A digital wallet is the answer to this dilemma. It can help to make your life easier if you ever wish to make a purchase on-the-spot by using your mobile phone and wish to streamline your transaction steps so you don’t have to spend several minutes fumbling with your phone. The digital wallet stores all your personal and required financial information so that making payments can be a lot easier and painless. A one-time registration to set up your digital wallet allows you to enter your name, address, telephone number, email address, and a secret personal identification number (PIN), along with your preferred payment information. Of course, it’s best to do this one-time setup using a standard Web browser.


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