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Appendix F: Personal Dictionary

Appendix F. Personal Dictionary

The words in this Appendix appear in Activity B, “Building Word Power” in each chapter.

accelerate (v.; 2)—

to progress faster



accrues (v.; 10)—

to be added or increased periodically



alternative (n.; 2, 11)—

choice between two or more things



amenities (n.; 8)—

extra services offered to customers



ASAP (adv.; 9)—

abbreviation for “as soon as possible”



assertiveness (n.; 12)—

the quality of being self-confident or forceful



assess (v.; 12)—

to evaluate



assessment (n.; 11)—

an official evaluation of taxable property



ATM (n.; 1)—

automated teller machine



authorization (n.; 1)—

legal power to complete a transaction for another person



automated electronic banking (n.; 1)—

banking transactions completed through electronic machines



backlogged (adj.; 7)—

held back to be delivered at a future date



biomedical (adj.; 6)—

term describing medical science which deals with the relationship between body chemistry and function



bodily injury insurance (n.; 2)—

physical damage coverage



bonds (n.; 3)—

interest-bearing certificates issued by government or business to raise money



boutique (n.; 7)—

small retail shop selling current, trendy clothing



budget (n.; 10, 11)—

plan of income and projected expenses



bulk (n.; 11)—

large quantity



cafeteria-type medical insurance (n.; 2)—

type of insurance for which the individual chooses portions of coverage related to his or her needs



catastrophic insurance (n.; 2)—

insurance covering expenses from a major accident or disaster not covered by other insurance



certificate of deposit (CD) (n.; 1)—

bank account for a specific period of time which offers a higher rate of interest and carries a penalty for early withdrawal



cholesterol (n.; 6)—

a fatty substance found in the body



co-applicant (n.; 1)—

a person who files a joint request in which both individuals are financially responsible



collateral (n.; 1)—

item of value, such as stocks or property used, to secure a loan



commission (n.; 9)—

additional pay which is added to a salary based on total sales



commissioner (n.; 11)—

individual who is the head of a department or division of a governmental agency



commitment (n.; 12)—

dedication



complimentary (adj.; 8)—

free of charge



comprehensive (adj.; 6)—

inclusive; of broad scope



concierge (n.; 8)—

an individual who arranges special services for hotel guests



condominum (n.; 5)—

building complex in which units are individually owned



configuration (n.; 4)—

arrangement of parts making up the whole



consolidation (n.; 8)—

grouping or merging together



continental breakfast (n.; 8)—

breakfast consisting of a hot beverage and bread or light pastry



cooperative (n.; 5)—

building complex in which owners of an apartment are shareholders of the building



corporate park (n.; 5)—

cluster of office buildings in a park-like setting



cost conscious (adj.; 10)—

sensitivity to costs of products or services



crucial (adj.; 12)—

important; significant



debris (n.; 5)—

rubbish or the remains of something destroyed



deductible (n.; 2)—

amount of insured's liability for a claim



delinquent (adj.; 5)—

term describing a past-due account



diminished (v.; 11)—

reduced, lessened



directories (n.; 8)—

lists of names, places, and items



diversified (adj.; 10)—

varied



DWI (n.; 6)—

acronym for “driving while intoxicated”



electronic mail (E-mail) (n.; 4)—

system through which messages are transmitted via computers



electronic malls (n.; 7)—

system on the Internet through which merchandise can be purchased via the computer



emerging (v.; 10)—

evolving into something new or improved



entrepreneur (n.; 9)—

individual who organizes and manages a business



escalate (v.; 2)—

to grow or increase



FDIC (n.; 1)—

Federal Deposit Insurance Corporation, a federal agency which insures savings deposits up to $100,000



facsimile equipment (FAX) (n.; 4)—

telephone and electronic equipment through which an exact copy of information is transmitted



feasibility (n.; 9)—

capability or practicality of completing an activity



fiscal (adj.; 11)—

pertaining to financial matters



franchise (n.; 7, 9)—

licensing right to run a business or service for a well-known company according to set operating procedures; e.g., McDonald's™ franchise



franchisee (n.; 9)—

individual or firm which has been granted a franchise



franshiser (n.; 9)—

company or manufacturer that grants licensing rights to individuals to run a business



global (adj.; 1)—

worldwide



globalization (n.; 10)—

the act of becoming or making worldwide



glossary (n.; 3)—

list of terms in a special subject with definitions



gourmet (adj.; 8)—

term describing specialized, fancy foods



HMO (n.; 6)—

health maintenance organization; group offering medical services to its subscribers



human resources (adj.; 12)—

term used to identify personnel departments in companies



implemented (v.; 8)—

put into effect



index (n.; 5)—

guide used to measure items such as prices or wages



innovative (adj.; 7)—

term used to describe new ideas or methods



instantaneously (adv.; 10)—

immediately



insufficient funds (n.; 1)—

not enough money in account to clear checks for payment



Internet (n.; 4)—

system that allows users to communicate with others throughout the world via computers



internship (n.; 12)—

voluntary work assignment without pay



investment (n.; 3)—

the use of money for the purpose of receiving profit



investment portfolio (n.; 3)—

list of stocks and bonds owned by an individual, bank, or business



IRA (n.; 1)—

individual retirement account; a savings plan that allows individuals to put aside money that is not taxed until retirement



itinerary (n.; 10)—

schedule of travel dates, accommodations, and events



laptop computer (n.; 4)—

compact, lightweight computer that is easy to carry



lease (n.; 5)—

contract between landlord and tenant specifying terms of agreement; e.g., length of contract, monetary deposit on apartment



legislation (n.; 11)—

laws passed by local, state, and federal government



legislator (n.; 11)—

individual elected or appointed to a law-making body



liability insurance (n.; 2)—

protection against injury and property damages of another person.



liaison (n.; 10)—

a person who acts as a connection between individuals or organizations



mammogram (n.; 6)—

x-ray examination to detect breast cancer



megamall (n.; 7)—

large building or site in which retail stores, restaurants, entertainment, and accommodations are located



metabolism (n.; 6)—

process by which the body converts food and oxygen into energy



modem (n.; 4)—

electronic device used to convert and transmit data to or from a computer over telephone lines



modulate (v.; 12)—

to regulate



monitor (n.; 4)—

a computer screen



mortgage (n.; 1, 5)—

a loan given by a bank to finance the cost of property, which is security for repayment of loan



mouse (n.; 4)—

small, hand-held device which moves the cursor on the computer screen



multicultural (adj.; 11)—

of diversified ethnic backgrounds



multinational (adj.; 3)—

referring to many nations



municipal (adj.; 11)—

pertaining to the local government of a town or city



mutual fund (n.; 3)—

group formed to invest money obtained from shareholders; investments include stocks and bonds



network (n.; 1, 6)—

system of interconnecting equipment used for communications; group of individuals who cooperate on a project



network marketing (n.; 9)—

selling approach in which individuals use personal contacts to make sales



nominal (adj.; 10)—

very small amount in proportion to the value of the whole; for example, nominal fee for shipping and handling



notebook (n.; 4)—

a portable, lightweight computer



nutrition (n.; 6)—

nourishment that promotes good health



nutritionist (n.; 6)—

individual specializing in nutrition



obligation (n.; 1)—

duty imposed by contract



ophthalmologist (n.; 6)—

medical doctor specializing in functions and diseases of the eyes



option (n.; 2)—

right to choose



ordinance (n.; 11)—

local law or rule



orthopedic (adj.; 6)—

dealing with treatment, disease, and injuries of the spine, bones, joints, and muscles



outlet mall (n.; 7)—

mall with discount retail stores



outpatient (n.; 6)—

person receiving treatment or care at a hospital not requiring an overnight stay



partition (n.; 8)—

wall separating two areas



periodically (adv.; 5)—

recurring from time to time



phasing out (v.; 2)—

gradually bringing to an end



physical inventory (n.; 7)—

manual handcount of merchandise



potpourri (n.; 8)—

combination, collection, mixed



preliminary (adj.; 10, 12)—

introductory



premium (n.; 2)—

the amount paid for an insurance policy



principal (n.; 5)—

when used as a financial term, refers to the amount of money owed, not including interest



priority (n.; 10)—

importance



privileged (adj.; 7)—

entitled to a special advantage



projections (n.; 8)—

studies predicting future trends



property damage insurance (n.; 2)—

insurance against claims if the insured's car damages someone's property or land



prorate (v.; 5)—

to divide proportionately



prospectus (n.; 3)—

report reviewing the financial condition, terms of ownership, and organizational plan of a new business



protocol (n.; 4)—

set of standards or procedures that allow computers to interact



proxy (n.; 3)—

Stockholders who cannot attend an annual meeting permit another person to vote on issues on their behalf



Realtor (n.; 5)—

individual who is licensed by the National Association of Real Estate Boards to deal in real estate



rebate (n.; 9)—

deduction off the original price of an item



redeem (v.; 7)—

to pay off or buy back



reference (n.; 5)—

person who can offer personal or employment information on an individual; recommendation



securities (n.; 3)—

stocks and bonds



security deposit (n.; 5)—

sum of money given as protection against losses resulting from damages or failure to pay rent



segment (n.; 10)—

portion or section



software (n.; 4)—

programs used on a computer; e.g., Microsoft Word, Excel



specialist (n.; 1)—

individual devoted to a particular field of study



stalled (v.; 11)—

delayed or put off



standalone (adj.; 9)—

term used to describe a computer which operates independently of a network system



stockbroker (n.; 3)—

agent who buys and sells stocks and bonds for a client



stocks (n.; 3)—

certificates that show ownership in a corporation



strategies (n.; 10)—

skills used to reach a goal



subsidiary (adj.; 9)—

providing secondary or support service to the main organization



subsidized (v.; 2)—

supported with financial help



supplement (v.; 9)—

to add to



telecommunications (n.; 4)—

communications using telephone and video equipment



teleconferencing (n.; 12)—

use of telephone and video equipment to conduct a joint meeting from two or more office sites



telemarketing (n.; 9)—

use of the telephone to sell goods or services



town code (n.; 5)—

body of laws passed by town or city regulating various procedures; e.g., building, environmental, and fire codes



town council (n.; 11)—

group of elected officials who run local government



transaction (n.; 1)—

business deal or agreement



transition (n.; 6)—

change from one stage of activity to another



umbrella insurance (n.; 2)—

type of insurance which protects the insured against losses not covered by regular insurance



upscale (adj.; 7)—

above the average



upsurge (n.; 7)—

upward movement or increase



videoconferencing (n.; 4)—

system that uses computer terminals and communications equipment to display data and images



warehouse club (n.; 7)—

large retail store selling items in large quantities at discounted prices for its members



warranty (n.; 7)—

guarantee by manufacturer that quality and service of product are satisfactory




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